Bankruptcy Counseling and Education

Who needs bankruptcy counseling and education?

In the process of filing for bankruptcy?

Then you’ve come to the right place. MMI offers bankruptcy filers the pre-filing counseling and pre-discharge education courses required to complete your personal bankruptcy. If you haven’t yet, we recommend working with a qualified attorney to help you navigate this tricky process.

Trying to decide if bankruptcy is right for you?

Don’t pay for bankruptcy counseling before you’ve reviewed your options and decided that bankruptcy is right for you. If you need help understanding your options, start with a free credit counseling session. Credit counseling is a confidential, judgment-free way to diagnose your financial challenges and the right solution for you.

Learn more about free credit counseling

How it works

Bankruptcy pre-filing certificate

During your pre-filing bankruptcy counseling session, a certified credit counselor will work with you one-on-one to develop a detailed personal financial assessment. Your counselor will review your income, expenses, assets, and liabilities. This in-depth bankruptcy credit counseling process will provide you with a true and accurate picture of your financial situation, a reasonable and manageable spending plan, a detailed action plan, and short and long-term financial goals.

Upon completion of the bankruptcy counseling session, you’ll be issued a certificate of participation that allows you to proceed with the bankruptcy filing process. Certificates are delivered by email, fax, or mail.

Bankruptcy pre-discharge certificate

The pre-discharge education course covers a variety of financial and budgeting topics, giving you the tools necessary to build a strong financial foundation.

You’ll discover how to set achievable financial goals, calculate your net worth, create a livable budget, and build a savings plan. In addition, the program facilitator will show you how to obtain credit reports, establish or re-establish credit, dispute errors, and protect yourself from identity theft.

Upon completion of the pre-discharge bankruptcy course, you’ll be issued a certificate of participation that allows you to proceed with the bankruptcy filing process. Certificates are delivered by email, fax, or mail.