How to Get a Chapter 7 Bankruptcy Education Certificate

If you are planning to file bankruptcy and have already obtained a bankruptcy-counseling certificate, you’ll need to get a bankruptcy education certificate.

To get a bankruptcy education certificate, you’ll need to take a debtor education course offered by an approved provider. This education course will help you with managing your money, creating and maintaining a budget, and using credit appropriately. Once you’ve finished the course, make sure you have your certificate. Two separate certificates are needed, so make sure you have both of them.

Money Management International (MMI) offers a pre-discharge bankruptcy education program, which covers a variety of financial and budgeting topics, assuring you have the tools necessary to build a strong financial foundation. 

Pre-discharge education programs cover:

  • Wise money management and credit use
  • Setting achievable financial goals
  • Calculating your net worth
  • Creating a livable budget
  • Building a savings plan
  • Obtaining credit reports
  • Establishing or re-establishing credit 
  • Disputing errors
  • Protecting yourself from identity theft

Upon completion of the program, you will be promptly issued a certificate of participation that allows you to proceed with the bankruptcy discharge process. Timely certificate delivery is offered by email, fax, or mail. 

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Pre-discharge education
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Connect with MMI to begin your pre-filing counseling or pre-discharge education session today! Available 8am-5pm (CT) Monday-Friday.

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Pre-filing bankruptcy counseling
Must be completed at the beginning of the bankruptcy process.
877-895-2227
Financial education courses and workshops.
Pre-discharge bankruptcy education
Must be completed before bankruptcy is completed.
866-745-2227
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