Eating Healthy with Limited Resources

Young couple cooking together in the kitchen.

Eat at least five servings of fruits and veggies, consume lean proteins, drink plenty of water, and do an hour of yoga every day. These wellness tips might be met with an eye roll if you work 40-plus hours a week. Being squeezed on time, money, and space is the unholy trifecta that can have you spiraling into making poor lifestyle choices.

If you don’t have access to a full kitchen, or if you work a ton and don’t have the luxury of cooking every night, it might be easier to nuke a frozen dinner in the microwave or order your favorite greasy combo meal from the McDonald’s drive-thru. Eating well when you’re tight on resources is entirely possible, though. Let’s take a look at how it can be done:

Start by buying inexpensive, nutritious ingredients

Look for low-cost, nutrition-packed ingredients that have a long shelf life. This includes grains, beans, and rice. If you have a freezer, frozen foods are as nutritious as their fresh counterparts. As an added bonus, the nutrients in certain frozen veggies are sometimes “frozen in,” making them more nutritious than fresh veggies.

You can also save by eating less meat, which can be increasingly expensive. 

There are some great, free resources to help you eat well on a budget. The Environmental Working Group (EWG) researched over 1,200 foods to assess their nutritional value, price, and environmental impact. While the guide is from 2012, the research remains sound. You can do a search for the top foods and make those items staples going forward.

Invest in a crockpot

There are many inherent joys of having a crockpot. The convenience factor is a big one. Namely, you just toss in a bunch of ingredients, set the timer and put a lid on it, and let it do its thing for a few hours. You don’t need a kitchen or tons of space to have a slow cooker, either. All you need is an electrical outlet.

Some easy, nutritious meals you can make with a crockpot are veggie chili, which requires some veggies, beans, water, and spices. You can also concoct a quinoa mixture with grains, cilantro, and some veggies. You might be able to find a quality slow cooker at a home goods or discount retailer for cheap. You can also scour online marketplaces like Craigslist or Facebook Marketplace to find a used one.

Other kitchen tools that might help you save on time but are a little bit of an investment upfront include an air fryer or an Instapot. Air fryers are a popular choice to make healthy veggie snacks.

Keep low-cost staples on hand

To make sure you get your nutrients in and eat a balanced diet, make sure you keep a rotating selection of food staples on hand. For instance, tinned fish — think sardines, tuna, or cod liver — are packed in protein and vitamin D, but are quite affordable. They go well with a side of crackers or cucumbers. You can even mix them with some mustard or hummus.

Other food items that are relatively cheap include beans, rice, and grains. You can easily buy these in bulk. To switch things up, experiment with different combinations of spices. Most spices are typically low-cost, and you’ll be surprised at how much you can change the flavor of a dish by playing around with different sauces and condiments.

Carry snacks with you

If you’re always on the go, cut back on highly processed foods and fast food meals. Not only are prepackaged salty snacks and candy low in nutrition, but they tend to be more expensive.

Instead, go for simple, minimally processed snacks when you’re out and about — nuts, trail mix, apples with some peanut butter, roasted chickpeas, or popcorn with a bit of nutritional yeast sprinkled on top are reliable options.

These snacks can also help you fill up more quickly, so you end up eating less. And swap out the prepackaged stuff for bulk items, and pack your own. You’ll get more bang for your buck, and you can mix things up as you please.

Shop in your pantry

Before you head to the market, take inventory, and see what’s already in your fridge and pantry. Try using up existing food items before embarking on another shopping trip. If you want to bring things up a notch in terms of commitment, try a two week no-spend challenge, where you try to only use what’s already in your home (pantry, freezer, etc.). You can only buy items that are a necessity, or to replace something that’s run out. It’ll force you to be more creative!

Eating well when resources are tight isn’t as challenging as it seems. It requires a bit of know-how. But really, it’s all about making some minor adjustments, being efficient as to how much time you spend preparing food, and doing a bit of research to see which foods offer the most nutrition for the lowest cost.

Need more help finding money in your budget for food or other necessities? We can help. MMI offers free financial counseling 24/7, online and over the phone. Get expert advice and support to overcome any financial challenge.

Tagged in Food and grocery spending, Reducing expenses, Self care

A corporate headshot of Jackie Lam.

Jackie Lam is an L.A.-based personal finance writer who is passionate about helping creatives with their finances. Her work has appeared in Forbes, Mental Floss, Business Insider, and Bankrate. She's also a 2022 Financial Literacy and Education in Communities (FLEC) award winner. You can find her at heyfreelancer.com.

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