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The clock is ticking toward implementation of the Credit Card Accountability Responsibility and Disclosure Act of 2009, commonly referred to as the CARD Act. On February 22, consumers will have a new set of financial protections in place. However, in order to maximize the provisions of the Act, consumers need to take action.

While some of us are still reeling from the summer heat, others are already racing off to prepare for holiday festivities.

More people are thinking green, and there’s no better place to "go green" than in your wallet. Thankfully, small changes that can add up to equal a significant monthly saving.

Wouldn’t budgeting be simple if there was one formula that fits everyone in every situation? Unfortunately, money management is not one-size-fits-all.

Tax season is among us and for many it means a nice refund from the IRS. Each year people are perplexed on how to spend their refund – save or spend, invest or squander, new shoes or new furniture.

Expenses You Should Always Negotiate

Spread your wealth of financial knowledge to friends and family.

I was watching the Today show recently when a woman showed how you can organize your kitchen pantry using a low-cost over-the-door shoe holder—it was brilliant. So I thought it would be a good idea to take that concept into the home office.

The next time your lease is up, don't just sign the renewal. Make sure you consider the following before making a decision about where you're going to live.

A home modification loan is an agreement that actually changes the term of your existing loan. The Making Home Affordable program uses government subsidies and incentives to reduce principals and lower interest rates on conforming loans.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Trustpilot

MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.