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A reader asks, "Will filing for bankruptcy prevent me from getting into college or receiving student aid?"

Ideally, your money and your personal financial situation isn't something you have to think about every day. But even if you don't think about it regularly, you should know enough about your finances to answer these eight crucial question. How many can you answer?

If you're in debt, have fallen behind on your payments, and collection agencies are starting to call, settling your debt may be the best option, but there are some things you should know first.

What every newlywed couple ought to know about money

Earn an A in personal finance this semester

A plug for shorterterms fixed rates

In honor of Financial Literacy Month, we created a microsite that offers 30 simple steps to financial wellness–one for each day of the month. To enrich the experience, we asked some amazing people to guest post during the month on a topic that is related to the day’s step. Their dedication to financial literacy is truly inspiring! Today, Wise Bread blogger Julie Rains talks about the cost of credit.

A while back, I participated in a televised call-in show about kids and money with members of the Jump$tart Coalition . In preparation, I posed questions to a group really talented, dedicated people from organizations like Young Americans Bank , The American Institute of Certified Public Accountants , and the Financial Planning Association . The result is one heck of a resource on kids and money with topics covering budgeting, credit, cars, school/college, and jobs.

I recently met a 30-something woman who was selling her home so that she would have more money to repay her student loans. As she put it: "I finally realized that this debt was not going to go away." She's right—there is no statute of limitations on government-guaranteed student loans, giving Uncle Sam unlimited time to collect.

Some wisdom is timeless - and smart money advice is worth hearing in any century. Here are a few of our favorite financial proverbs that have stood the test of time.

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