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When it comes to opening a new credit card, it's all about the fine print. While reading pages of legalese is no one's idea of a good time, there are six key details of every credit card offer you should understand before signing on the dotted line. Here's what you need to look for:
Learn how to get a lower interest rate with debt relief options from MMI and how lowering your rate can positively impact your overall financial goals.
If you’ve lost your job, you may be facing the scary reality of living on unemployment benefits. Even if you’re receiving benefits, you may find you need a leaner budget and supplemental unemployment support to avoid building up unemployed credit card debt.
Struggling with debt? Consolidating your debts may be the solution, but it's not always the best option. Here's how to know if debt consolidation is right for you.
Balance transfers can be a great way to repay debt, but only in the right circumstances. Here's the good and the bad of balance transfers.
Too much debt? One option for homeowners is to use the equity in your home to repay your debts. But is that a good idea? Here's what to consider.
A debt management plan may be a less well known form of debt consolidation, but it has some features that set it apart from the competition. Here's what you need to know.
Refinancing your mortgage to repay debt can be a good way to reduce the cost of interest, but there are dangers involved. Here's what you need to know.
Raising kids on a single income is difficult and stressful. Fortunately there are multiple assistance programs and services available for struggling families. If you're not already, take advantage of these programs.
When you hit a financial snag and need some quick cash for expenses until your paycheck arrives, it may be tempting to consider a fast cash loan. Also known as “payday loans,” they’re meant to be a short-term loan fix that you pay back as soon as your paycheck arrives. That sounds enticing, but is it too good to be true?
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  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
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    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.