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The cost of prescription meds is on the rise, making it challenging to get what you need if you have no income. There are ways to get the medications you need though. And at little or no cost to you.
The extended mortgage forbearance programs created to help homeowners through the pandemic will soon begin ending. So what should impacted homeowners do to prepare for life after forbearance?
Learn how to buy a house with bad credit. We discuss factors such as loan options, down payment amount, income level, minimum credit scores needed, and more.
When a credit card, utility bill, or other debt goes unpaid long enough, it may end up being “charged off” by the lender. What exactly does that mean, and what does it mean for you?
If you're co-signing on a loan, it's usually to help out a friend or family member who doesn't have the credit to qualify on their own. While the intentions are good, co-signing can go south quickly if the other borrower stops making payments. What are your options at that point? Can you be removed from the loan?
One way to address an uneven budget is to change your philosophy toward spending and embrace minimalism. Adopting a "less is more" mindset can save you a lot of money, but in a number of ways, it can also improve your relationship with personal finance. Here's what you need to know about minimalism and your budget.
Buy now, pay later loans are easy to get and just as easy to abuse. If you've become overly reliant on short-term loans, here's how to break that cycle.
Credit is always a tricky subject for young adults just coming into their own money, but it's been especially tricky for Gen Z. Here's why.
While a temporary or permanent disability can lead to physical and financial challenges, a tax-advantaged ABLE account could give you, or a loved one, more options when it comes to managing money.
A HELOC is a type of second mortgage. Instead of getting the full loan amount upfront, however, you’ll open a line of credit that you can borrow against multiple times. It can be a helpful option if you anticipate needing to take out multiple loans in the coming years, but HELOCs aren’t always the best way to go.
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    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
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  • MMI is a proud member of the National Foundation for Credit Counseling (NFCC) National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.