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Being self-employed can be a great option, but managing your finances can be tricky. Check out these six tips to make the most of your self-earned money.

Carnival of personal finance

If a decrease in income makes it difficult to maintain debt payments, the best course of action is to communicate with each of your creditors explaining your situation and how you plan to repay your debt.

Finding a new apartment is stressful enough in the best of circumstances, but if your credit is less than stellar, things can get pretty difficult. So what can you do if your credit score is low but you need to find a new apartment? Here are some steps to take if you’re trying to rent an apartment with bad credit.

I quite literally have a new outlook on life and it’s beautiful.

It has been about 2 or 3 years since I paid off my debts and it feels wonderful.

Soon just the monthly payments on my credit cards were more than I could afford and the total amount owed when added together was overwhelming. Paying the minimum monthly payments was getting me nowhere. There was no end in sight.

It wasn’t until we were both working full time and still not making a dent in our monthly expenses that we had to sit back and take a good look at the reality of the situation. The reality was that we owed a lot of money.

The National Foundation for Credit Counselings (NFCC) July online poll revealed that 64 percent of Americans would utilize a source other than their savings account to satisfy a $1,000 unplanned expense.

Is now the time to pull the trigger on a new mortgage?

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Financial Counseling Association of America

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Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.