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Settling debts or declaring bankruptcy are two routes that some people choose to get out from overwhelming debt. Each offers its pros (and cons). Here's how to determine which debt repayment strategy is best for you.

For many people, living through a catastrophe can disrupt their income, stressing savings accounts and credit limits as out-of-pocket costs plunge them into debt. Ready for some good news? By making the right moves after a disaster event, full recovery is possible. Here are the steps to take.

Considering homeschooling your children? To help you understand the potential financial implications, here's a breakdown of the costs associated with homeschooling.

If you’re 62 or older, own a home, and need money for your retirement, you may be intrigued by a home equity conversion mortgage (HECM). The extra money can make a big difference with seemingly little downside. However, reverse mortgages aren’t a great fit for everyone.

You don’t have to know much about personal finance to know that having good credit is better than having bad credit. But why is credit so important and when do you really need it? Here's what you need to know.

Debt relief is a broad category of debt repayment and forgiveness programs. How do these work? And are any of them ever legitimately free?

Bankruptcy can help get you out of debt, but it may cost you some of your most valuable assets, including your car. Here's what you need to know.

Learn the different options available to consolidate credit card debt, such as debt management plans, home equity loans, balance transfer cards and more.

While it never hurts to know where your credit stands, there are only a few times when you really need to check your score.

Federal student loans for undergraduate students come in two types: subsidized and unsubsidized. Learn the difference and which option best suits your needs.

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