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The cost of prescription meds is on the rise, making it challenging to get what you need if you have no income. There are ways to get the medications you need though. And at little or no cost to you.
If you're co-signing on a loan, it's usually to help out a friend or family member who doesn't have the credit to qualify on their own. While the intentions are good, co-signing can go south quickly if the other borrower stops making payments. What are your options at that point? Can you be removed from the loan?
Developing good credit is an ongoing process that starts with understanding how credit reporting works. While paying your bills is an essential step in the right direction, there are other smaller, lesser-known steps that are key to establishing and keeping a clean credit report and a good credit score.
Purchasing a car is a big financial step—probably the largest you’ve considered taking thus far. Young adults should think carefully about all of the ramifications of car ownership before determining whether owning a car is right for them.
There are many different credit card options out there from affinity cards to rewards cards. When choosing a credit card, the most important thing is to know exactly how you’ll plan to use it.
More and more, financially burdened consumers are relying on credit cards to fill gaps in their budget. What are the signs that you're dependent on credit? And if you are dependent, how do you break free?
Divorce can be a complicated, painful process. You can save yourself a lot of unnecessary pain by being proactive when it comes to your finances. Here's how you can navigate the division and repayment of debt, before, during, and after a divorce.
A personal savings account is a great way to begin building your savings. The returns are usually pretty minimal, but the risk is incredibly low. If you've never used a personal savings account, this is how you find the right one for you and sign up.
When you find yourself in need of money for a large purchase, such as a car, house, or education, chances are you’ll be looking to apply for a loan. While the actual application process for a loan isn’t usually too difficult, there are some things to review, evaluate, and prepare before deciding on a loan and mortgage lender.
Learn how to buy a house with bad credit. We discuss factors such as loan options, down payment amount, income level, minimum credit scores needed, and more.
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  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
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    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.