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Avoiding credit may seem like a smart way to save yourself from future hardships like debt and overspending, but it's much more likely to cause a different sort of hardship when you discover that having no credit is the same as having bad credit. Here's why developing a healthy relationship with credit is a much better goal than never using credit at all.

The decision to file for bankruptcy is a complicated one, and unique to every individual, but there are definitely visible signs that can help you see if bankruptcy is right for you.

My original creditor keeps calling me at work. I'm afraid I'm going to lose my job. What can I do?

Learn effective debt repayment strategies to regain control of your finances. Discover tips, insights, and expert advice to help you eliminate debt and secure a brighter financial future.

Many Americans knowingly overpay on their taxes, and then treat their tax return as an annual bonus, rather than what it really is - your money being returned to you.

With April 15th fast approaching, many are discovering that they have a tax liability they are not prepared to pay.

Children are victimized by identity thieves at a rate 51 times greater than adults.

The Credit Card Accountability, Responsibility, and Disclosure Act of 2009 requires that people under 21 have a co-signer or a job in order to open a credit card.

Credit card dependence can be a hard habit to break, but these tips to help you regain control of your financial life.

If you don't know your credit history, it may be time for a credit health check-up.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.