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Closing a credit card can hurt your credit score, but sometimes it's absolutely the right decision. Here's what you need to know.
With increased lending standards, it can be difficult for young people to qualify for loans on their own. That's where cosigning comes in. By adding yourself to the application, you can help a friend or family member get approved. But it's risky and may end up costing more than it's worth...
MMI teams up with DeVry to bring financial education to campuses nationwide.
Thinking of consolidating your debt? Ask yourself these three questions before you sign on the dotted line.
The FICO credit scoring model is used by approximately 90 percent of lenders nationwide. That's why it's such a big deal when FICO revises it model and especially important when those revisions could positively impact thousands of Americans struggling with medical collection debt.
Most people budget in broad strokes and don't micro-manage every expense. But if you really want to make the most of your available cash, you need a hyper-detailed budget. Here are all the categories you should be including on your next budget.
Over a quarter of Americans wish they never had to deal with personal finances at all. It's okay to lack confidence in your money management skills - as long as you're willing to do something about it.
What's a debt management plan, how does it work, and is it right for you? Lets find out!
The Federal CARES Act has offered benefits to help those who have been hit hard financially by the coronavirus outbreak. But with a handful of COVID relief programs ending soon, what should you do to plan financially?
If you’re one of the millions of American eligible for a stimulus check as part of the enormous coronavirus relief package, you’re probably anxious to get that money into your bank account as soon as you can. There are some roadblocks, however. Here's how to speed up the process.
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  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.