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In honor of Financial Literacy Month, April's blog posts were written by consumers whose lives have improved as a result of their debt repayment efforts. While every story is worth hearing, we received so many wonderful stories that we were unable to publish them all. Following are excerpts from some of the unpublished letters that I found particularly moving.

Imagine what might happen if we were to normalize positive financial behaviors. Who knows, maybe the Joneses are people worth comparing ourselves to.

Even when consumers are under considerable financial stress, such as facing foreclosure or overwhelming debt, they should be knowledgeable of their options and wise to avoid offers that sound too good to be true.

Surviving an income reduction

Theres a month to promote financial literacy

How to resolve three common consumer complaints

While I am all for helping the economy and the environment, the awesome thing about a clunker is that is (hopefully!) paid for in full. If you are one of the more than six hundred thousand who got cash for your clunker, you are the proud owner of a new car… and possibly some new debt.

Is a credit card a must for college students

The Bankruptcy Abuse Prevention and Consumer Protection Act requires consumers to complete an approved credit counseling session prior to filing for bankruptcy.

When the income decreases it is pays to set priorities

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.