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Good credit history plays a critical role in your ability to secure a loan, qualify for a lower interest rate, and even obtain decent rates on car insurance. But the United States has a complicated legacy of discriminatory policies that have systematically denied communities of color equal access to affordable financial services and wealth-building opportunities. This lack of access affects people’s ability to build a strong credit history.
Concerned about your credit score? Wondering how low is too low? Get your answers and discover what's considered a bad credit score and why it matters.
Debt collectors can be persistent, and if you've had a debt in collections for a long time you may be wondering, "Is this ever going to end?" So let's talk about debt collection: how long it lasts, how it ends, and what you can do about it.
Discover the impact of personal debt on military careers and find essential tips and resources for financial responsibility in the armed forces.
Making financial mistakes when you’re just starting out in a new career is common, and many people realize later they could have saved better and more often. Serving in the military includes some unique financial challenges but it also provides financial resources to help.
These days, cars are just expensive, a continuing ripple effect from the pandemic’s global microchip shortage that limited the supply of new cars. The shortage puts pressure on the used car market, driving up prices for both. If you’re in the market for a new or used car, here are six things to help you figure out how much car you can afford in this tricky auto era.
If you're saddled with debt, bankruptcy may be the way to go, but it can be a long, costly process. Check out these alternatives to see if there's a better way out of debt.
When interest rates drop, you may be thinking refinancing your mortgage. That can be a good idea, but it won't always save you money. Here's what you need to know.
Worried about losing your house? You may have more options than you know. Here are some the most common alternatives to a foreclosure.
Title loans, also known as auto title loans or car title loans, involve using a vehicle as collateral to secure a short-term loan. How do they work and are they safe to use?
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