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Your credit limit is the maximum balance you can carry on a single credit card. Under certain circumstances, that limit can increase, giving you access to more money. Let's explore why you might want to increase your credit limit, what you'll need, and the potential drawbacks of having more available credit.
Installing solar panels may help reduce your electric bill, but the growing industry has it's share of scammers. Here's what to watch out for:
Raising kids on a single income is difficult and stressful. Fortunately there are multiple assistance programs and services available for struggling families. If you're not already, take advantage of these programs.
If you’ve lost your job, you may be facing the scary reality of living on unemployment benefits. Even if you’re receiving benefits, you may find you need a leaner budget and supplemental unemployment support to avoid building up unemployed credit card debt.
If you know anything about credit cards, it's that you probably want to avoid maxing one out. But what does that mean and what are the consequences? Let's break it all down.
A record number of Americans made early withdrawals from their retirement account in 2023. Here's why that's a costly solution, along with some of alternatives.
A home equity sharing agreement is a relatively new way to tap into the equity in your home for quick cash with a delayed payoff. But what are the drawbacks and is it right for you?
For many Americans, living paycheck to paycheck is the norm. We explore three common ways to save money on a tight budget. Learn more.
FHA vs. conventional mortgages – what’s right for you? Learn about FHA requirements, MIP insurance, mortgage rates and more, to better understand the benefits of FHA loans to first-time homebuyers.
Divorce can change a lot and impact every area of your life. But what does it potentially mean for your credit? Here's what you need to know.
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  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.