Learn how to get a lower interest rate with debt relief options from MMI and how lowering your rate can positively impact your overall financial goals.

Building an emergency fund is a great first step in establishing financial security. Once you have enough savings to cover several months’ worth of expenses, you can rest easy knowing a temporary setback won’t push you entirely off course. Unfortunately, many households don’t have enough room in their budget to build up an emergency fund. While you certainly shouldn’t give up on building an emergency fund, here are five alternative ideas for creating financial security — or, at least, a small buffer in case things go wrong.

For many people, their home is their most valuable asset. And at age 62, you can start tapping into that equity with a reverse mortgage. Whether a reverse mortgage is right for you is nuanced. Here’s what to know and a few considerations for moving forward.

When you need a medical procedure that you can't afford, you usually can't shop around and you can rarely say no (nor should you). So you may end up with a medical debt that sticks around for years. Will it ever go away? And does your legal responsibility eventual expire?

The Federal CARES Act has offered benefits to help those who have been hit hard financially by the coronavirus outbreak. But with a handful of COVID relief programs ending soon, what should you do to plan financially?

If you're saddled with debt, bankruptcy may be the way to go, but it can be a long, costly process. Check out these alternatives to see if there's a better way out of debt.

If you’ve lost your job, you may be facing the scary reality of living on unemployment benefits. Even if you’re receiving benefits, you may find you need a leaner budget and supplemental unemployment support to avoid building up unemployed credit card debt.

If you’ve started a company or work as a freelancer or contractor, inevitably you'll wonder if you need to form a limited liability company (LLC). Some people may even put off working for themselves because they think they need to form an LLC first. However, you don't always need an LLC, and sometimes it's not even in your best interests.

Because holiday spending is emotionally charged, it’s easy to get pulled into financial offers that seem helpful, but end up hurting you in the end. If you’re stretching yourself financially this season, keep an eye out for these three particularly worrisome financing options.

When it comes to opening a new credit card, it's all about the fine print. While reading pages of legalese is no one's idea of a good time, there are six key details of every credit card offer you should understand before signing on the dotted line. Here's what you need to look for: