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As many consumers know, one of the most influential factors in your ability to obtain credit and favorable interest rates is your credit score. But your credit report may contain errors that could cost you thousands of dollars...and those errors are more common than you might think.

As part of a six-week series, MMI and other NFCC member agencies have partnered with USA Today on an exciting financial education and social media initiative aimed at providing young millennials tips and advice over various personal finance topics.

Is there any benefit to leaving a balance on your credit card? Despite some common misconceptions, the answer is very straightforward. Here's what you need to know about carrying a credit card balance.

Closing a credit card can hurt your credit score, but sometimes it's absolutely the right decision. Here's what you need to know.

MMI teams up with DeVry to bring financial education to campuses nationwide.

The FICO credit scoring model is used by approximately 90 percent of lenders nationwide. That's why it's such a big deal when FICO revises it model and especially important when those revisions could positively impact thousands of Americans struggling with medical collection debt.

Most people budget in broad strokes and don't micro-manage every expense. But if you really want to make the most of your available cash, you need a hyper-detailed budget. Here are all the categories you should be including on your next budget.

A debt collection agency can charge you more than the original debt, but only fees and interest from your original agreement. Learn more and next steps here.

You probably know from personal experience how much mental capacity money concerns can take up. Now scientists have shown exactly how much your money is weighing on your mind...

While math, reading, writing, history, and science are usually a given in school, your child is much less likely to be given much of a formal education on the subject of personal finance. That's why it's your responsibility to make sure they don't fall behind on money matters...

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.