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Everyone wants your business, and thanks to that competition it's never been easier to get perks just for being a customer. There are a handful of apps that make it easy for you to get cash back or rewards when you shop. Here are some of our favorites:

Dealing with unpaid debt can be scary, especially once the collection calls start, but it’s important to remember that you have rights. Here’s what you should know when navigating prickly encounters with debt collectors, and how you can protect yourself as a consumer:

It’s perfectly normal to feel disappointed when we make financial mistakes. But there’s a fine line between feeling disappointed and beating yourself up. If you’re carrying around guilt over debt or budgeting missteps, today's the day you turn those bad feelings into positive actions.

Short-term disability insurance can replace some of your income if you're unable to work for an extended period. While it can benefit anyone, there are certain workers who need it the most.

Your state's statutes of limitations on debt protect you against legal action for unpaid debts after a certain number of years, but unscrupulous debt collectors can still try to trick you into paying on those old debts. Here's what to watch out for and how to protect yourself.

Up to 85 percent of your Social Security benefits may be taxable. Knowing the income limits and rules can help you decide when to start taking Social Security benefits.

The art of bargaining is a nuanced one and when buying a house you can never be too prepared. Here are some tactics for negotiating down the price of your dream house.

Weddings are a great way to start your newly married life in debt. Luckily there are a ton of clever ways to save cash and still have the wedding of your dreams. Let these top wedding planners show you how it's done.

Apps and online money platforms make it easier than ever to transfer money to friends and family. All you need to do is link an account to the app and you can transfer money to instantly split that bar tab or Netflix bill. Whether it’s a more formal transaction or reimbursing a friend back for a meal, what’s the best money-transfer app for you?

Spring cleaning is an opportune time to “shop in your closet” and uncover forgotten boxes of belongings. While you’re sorting through your items and deliberating over what to keep and what to nix, might as well make some money along the way. Here’s how to monetize your spring cleaning, and turn your clutter into cash:

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.