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Not only does paying bills late affect your credit score, it also costs you in late fees and other penalties. Thankfully, there are some things you can to do help you make payments on-time.

Avoiding unpleasant things is so easy. Don't want to go to the dentist? Don't go. Don't want to address your financial issues? Don't acknowledge them. Learn the fine art of avoidance and put yourself on the fast-track to a life full of constant fear and worry.

Despite reports, many consumers choose to take the journey to financial freedom.

Debt can have a profound impact on overall health. Debt impacts our overall health, mental state, relationship with our friends and family, and even how we perform on the job.

Following these five simple steps can help you lose those extra pounds and debt in 2012.

Two new studies by the U.S. Department of Housing and Urban Development (HUD) illustrate the positive impact housing counseling has on consumers in two distinct situations: those who are considering buying a home and those who are struggling to stay in their home.

Extended payroll tax cut will allow consumers to maintain fatter paychecks.

People often debate which is more important, to be debt free or to have a robust savings account, and the answer is both.

How can I find out how much I owe and who I owe?

Shopping, and spending money in general, is an emotional thing - even when it doesn't seem like it should be. We're much more likely to let our gut do the shopping, and not our brains. But there are good reasons why you need to flip that script. Here's how.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Trustpilot

MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.