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If you're looking to repay debt, you have options. With a good credit score and a good promotional rate, transferring debt off one credit card to another may be an effective way to bring down debt quickly. But it can go wrong if you don't plan properly. Here's what you need to know.
By now youve likely heard about the massive data breach at Equifax. If you havent, here are the important facts.
Using credit is not a bad thing. In fact, for optimum financial health, you really do need to use credit in order to develop a solid credit history. The trouble, however, is that credit can be unforgiving, and once you start making mistakes with credit, those mistakes have a way of compounding.
If you didnt jump on the New Years Resolution bandwagon on January first, you may think its too late to set goals for the year and start making progress, but youre wrong. Theres still plenty of time to set financial goals and make them a reality; you just have a little less time to do it so you need to be focused.
We all experience blockers that can prevent us from starting, committing to, and following through on our goals. Unfortunately, as long as these blockers exist, reaching your goals is going to be incredibly difficult - if not impossible.
Money can be a touchy subject in even the best of relationships. But if you happen to end up with someone who holds wildly different views on money management, things can get downright painful. Here's how to handle a potentially difficult conversation.
It's something a surprising number of people think will never happen to them. So what is the Independence Myth and why it is so dangerous?
If you're carrying a little extra debt after the holidays, these tried and true fiscal exercises are a great place to start getting financially fit.
Pawn shops are home to an incredibly wide variety of items. There's really no telling what you might find at a pawn shop, but unless you feel very confident in what you're getting, these are five items you should probably buy elsewhere...
My credit score recently dropped a little, but I have not had late payments. If a debtor increased my credit limit, does it affect my credit score?
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