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In trying economic times, you might need to employ a little creativity to solidify your budget or free up cash for long-term savings goals. Here's a look at eight creative ways to save money in your everyday life.

Budgets aren't magic, but they do some rather magical things for you and your money.

In total, American families spend billions of dollars on back-to-school items every year. Here are a few simple ways to keep those costs manageable.

The Consumer Financial Protection Bureau (CFPB) recently proposed new rules designed to protect consumers using payday loans. Now research suggests that these changes may actually make these loans even riskier for borrowers in need.

For Kara, the trouble all started with her house ...Sharing one client's debt success story.

There are few financial obstacles harder to manage than a sudden and unexpected loss or reduction of income.

A reader recently asked, "How much debt do you have to have to get into credit counseling?" Thats a great question, and reflective of the fact that theres a lot of confusion out there over what credit counseling is and who needs it.

The end of the year can be a lot of fun, but its also a time when we tend to let our financial guard down and make a few common mistakes that can really put our budget at risk.

They may not be that obvious or especially insidious, but over time these nine bad spending habits can do major damage.

Conventional wisdom used to be that buying a house was always better than renting, but reality is a bit more complicated than that. What's best for you? Let's take a look at all the factors involved.

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National Foundation for Credit Counseling

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