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Most people know that they would/should/could reduce their spending. However, people are discouraged by this idea because they think of it as an "all or nothing" strategy. But in reality, there is a lot of room in between to step-down.

These easy, frugal tips will help college students save money on food

The holiday season is the time we get to kick back, relax, and spoil our kids thoroughly. But when money is tight, you may worry about creating a disappointing holiday for your children. Thankfully, there are plenty of ways to create a memorable holiday on a shoestring budget.

Smoking certainly isnt the only habit that can be costly to your financial well-being, nor is it the only one that can become addictive.

Don't let a splurge derail your financial plans.

As consumers hit the malls this holiday season, some are experienced shoppers, having weathered many years of finding just the right gift at just the right price. Nonetheless, whether novice or seasoned veteran, it’s always smart to arm yourself with timely shopping tips.

The National Foundation for Credit Counseling’s (NFCC) September web poll testing people’s attitudes toward identity theft revealed that 66 percent of more than 1,300 respondents feel at risk for identity theft.

Ever wonder who, besides you, has access to your credit history? According to the Fair Credit Reporting Act, there must be a “permissible purpose” for someone to view your report.

Receiving a letter from a collection agency can be intimidating, but keep your cool and follow these steps to best resolve the situation.

Have you ever had a day where you just felt like spending some money? Maybe you have some “extra” money burning a hole in your wallet or you just feel like you deserve to treat yourself to “a little something.” While you definitely do deserve to treat yourself, the fact of the matter is that spending money on unplanned, unneeded items on a whim is a sure-fire way to break your budget. Lucky for you, I know a fact that is sure to burst your balloon: You’ve already spent a ton of money today.

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.