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During the course of repayment, I found myself becoming increasingly financially stable and flush. While I still don't have a lot of money "to my name" I've developed a sense of courage, if that's the right word, as opposed to fearfulness about having enough.

April is Financial Literacy Month and my nonprofit organization launched a microsite in the month’s honor. On the site, there are 30 simple steps to financial freedom (one for each day of the month).

Happiness is pretty good advertisement.

I felt like I had a crushing load on my shoulders. Bill collectors were calling and writing it seemed like daily. I was to the point where I would not answer the phone and let all my calls go to voice mail.

Living from paycheck to paycheck and robbing Peter to pay Paul is not living…it is merely existing, and nothing more. There is little joy in life when you are consumed with debt.

I decided to ask for assistance because like everyone, I was tired of collectors calling my house.

Since completing my debt management program I have found that I can breathe again. Before debt management, my husband and I were so stressed over our inability to pay our bills that it not only affected our credit it affected every part of our lives.

Of all the major purchases people make in their lives, few are more based on emotion than buying a car.

The cost of prom doesn’t have to take away from the enjoyment of this memorable high school rite of passage. Creating a budget and considering ways to save before the dance can make for an enjoyable (and reasonably priced) evening.

Recently, I attended a women’s empowerment conference and one of the speakers used a profound analogy I found useful in many areas of life. Her example illustrated that people spend too much time on the obstacle and forget to focus on the goal.

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.