Dont let a shortterm setback ruin your longterm plans

It is a well-known fact that financial problems are a leading cause of divorce. According to studies published in the Journal of Political Economy , couples that experience any significant and unexpected change in income—positive or negative—are at risk of divorce.

The safety of your personal information and your identity is always at risk. And unfortunately, identity thieves may be even closer than you think.

I often say that “informed consumers have a better chance of achieving financial success.” And because I believe that to be a true statement, I want to take a time-out from blogging to respond to a recent report by the Colorado Attorney General . The report was based on information collected from 42 Colorado registered debt settlement and credit counseling companies. The data for individual organizations and companies is not being made public; however, the aggregated statistics are troubling.

I recently had the chance to talk with Brent Kessel, author of the new book, It’s Not About the Money. Brent is one of the country’s only CFPs who is also a highly experienced yoga practitioner, meditator, and student of Eastern philosophy.

A medical credit score, often referred to as medFICO, is described as a tool to rate the likelihood that a patient will pay a medical debt. Earlier this year, the concept of a medFICO score stirred things up with consumer advocates, the media, and bloggers. The primary concern was that healthcare providers would gauge the patient's ability to pay when deciding treatment for patients who require immediate care.

It may seem obvious, but your bills really are due on the due date, which means that lenders, creditors, and service providers are well within their rights to start adding fees if you miss that due date. Here are a few helpful tips to make sure that never happens.

According to the FTC, telemarketing fraud against senior citizens is substantial. Senior citizens are an easy target for some unscrupulous marketers because they are often home and have access to a lifetime of savings. In addition, individuals who grew up in the 1930s, 1940s, and 1950s were generally raised to be polite; normally desirable, but scammers may abuse this trait and take advantage of their trusting nature.

Caution: Interest and fees can easily outweigh benefits of borrowing

For richer or for poorer, money is a major aspect of any marriage. Discover five quick steps newlywed couples can take to simplify finances after marriage.