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You may serve as a loved one's power of attorney to help manage their estate when they no longer can. But does that make you responsible for their debts? Here's what you need to know.
American banks make billions each year on ATM and overdraft fees. Here's how you can start keeping some of that money for yourself.
"I'm $2,500 in debt because of a credit card I used to pay bills with when my boyfriend lost his job unexpectedly. Im wondering if I should wait until I get my tax refund and pay them off in full or should I get in contact with them now and try to pay something while I'm waiting for my taxes. Im so confused and distraught because I had been so financially responsible until this point."
When asked, American consumers claim to have half as much debt as they actually do. The reason why says a lot about why we struggle so much with debt.
There are few things worse than expecting a big tax refund only to find out you actually OWE money to the IRS. Don't panic! Here's what you need to do...
If you're looking to repay debt, you have options. With a good credit score and a good promotional rate, transferring debt off one credit card to another may be an effective way to bring down debt quickly. But it can go wrong if you don't plan properly. Here's what you need to know.
By now youve likely heard about the massive data breach at Equifax. If you havent, here are the important facts.
Using credit is not a bad thing. In fact, for optimum financial health, you really do need to use credit in order to develop a solid credit history. The trouble, however, is that credit can be unforgiving, and once you start making mistakes with credit, those mistakes have a way of compounding.
We all experience blockers that can prevent us from starting, committing to, and following through on our goals. Unfortunately, as long as these blockers exist, reaching your goals is going to be incredibly difficult - if not impossible.
If you didnt jump on the New Years Resolution bandwagon on January first, you may think its too late to set goals for the year and start making progress, but youre wrong. Theres still plenty of time to set financial goals and make them a reality; you just have a little less time to do it so you need to be focused.
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