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Facing foreclosure and losing the time, equity, and love you’ve put into a home can be a sad and scary prospect. But it’s important to remember that even if you’re months behind on your mortgage payments, there may be ways to remedy the foreclosure and keep your home.

Trying to determine your credit score, how it’s calculated, and how to improve it can seem overwhelming, but it really comes down to just a few key factors. One of those factors is your credit utilization ratio.

Seniors face unique financial challenges. Anyone approaching or in retirement needs to be prepared for the inevitable shifts in income and spending that come with such a major life change.

Despite the sometimes staggering amount of money being raised in the wake of a major disaster, if you’re a victim those funds won’t find you easily.

A recent case filed by the Federal Trade Commission (FTC) and the New York Attorney General has shed light on a predatory debt collection practice consumers should keep an eye out for.

You can finance holiday shopping in several ways, but two of the most common are buying gifts with layaway or using a credit card and paying off the bill over time. There are different pros, cons, and costs associated with either option.

You know that even if your credit card is closed, you still need to pay any remaining balance - but there are a few other important repercussions you should be aware of.

Summer is a time of fun and relaxation, but the sound of the ocean surf can be quickly replaced by the sound of an emptying savings account. Here's how you can avoid the top money wasters that could get in the way of your fun in the sun.

When you're on the financial edge, you're almost always struggling with more than just a depleted bank account. And those struggles can be really difficult to see and understand from the outside. While everyone's experience is different, here are eight less-than-obvious feelings, thoughts, and challenges that people in financial distress are often dealing with.

Crowdfunding is a popular way to support the creators and projects you love, but there are plenty of drawbacks to supporting an online fundraising campaign.

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National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.