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No matter how you decide to handle your debt, it’s likely to have a significant impact on your credit. So what happens to your credit if you consolidate your debt with a debt settlement program?

A bankruptcy education certificate is required to complete the filing process for a chapter 7 bankruptcy. It's required to ensure that all bankruptcy filers are properly educated about the bankruptcy process prior to the discharge of their debts. Here's how you can get your own bankruptcy education certificate.

NFCC poll shows most American's weren't aware the Social Security payroll tax-cut made their paychecks bigger.

We all spend money we know we shouldn't. The trouble is that we all have a tendency to tell ourselves little lies, which end up costing us big in the end. Which of these lies have you told yourself recently?

Nearly two-thirds of Americans say they're worried about being able to pay the bills every month. Here's how you stop worrying and start doing something about it.

Almost all of our motivation comes from either the desire for reward or the fear of punishment. We usually prefer rewards, but is it possible that punishment is actually a better motivator when it comes to our personal goals?

All purchases - big and small, practical and impractical - come from the same place within you. Understanding that place can make an enormous difference in how you spend your money.

Ready to bring financial education to your family, but not sure where to start? Here are some suggestions on how to begin developing your money smarts.

MMIs National Housing Survey reveals concerns with current mortgage-relief "programs". Due to the increased prevelance of foreclosure prevention scams and fraudulent services offered online, it can be difficult to know which company to trust.

Ben Franklin was a prolific writer and thinker and many of his thoughts on money continue to be relevant today, two centuries after his death. Here are some of his money insights and why they're still relevant today.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
Trustpilot

MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.