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Its time for a health insurance checkup

Sandis debt repayment journal

You may have a good idea of where your money is going on a day-to-day basis, but before you start working on a spending plan or budget, it is important to call attention to the number one budget breaker: periodic expenses.

A recent poll hosted on the NFCC website revealed that close to half of survey respondents were unaware of the Social Security tax break which cuts the workers’ share of Social Security payroll taxes by close to one-third during 2011.

Recently, I received an interesting question regarding a timeshare property.

We understand that repaying debt can be difficult and would like to thank Michael for sharing his inspirational debt repayment story.

Do you have a success story to share? We'd love to hear it!

Websites such as Facebook and Twitter can add a lot to your social life, but their use also comes with the inevitable myriad of consequences. Some are more obvious, such as the loss of time management skills. And then there are those that can impact your wallet - yes, your wallet.

I’ve always had issues with the word save whose dictionary definition includes “To spend less by (save 25 percent).” You see, I’ve always thought that advertisers were just being clever when they tell you that you can “save big money” by buying their products.

The June Financial Literacy Opinion Index poll hosted on the National Foundation for Credit Counseling (NFCC) website revealed that in order to save money, people are willing to give up eating out, shopping, fancy coffees and cable TV, but they remain very attached to their cell phone and Internet services.

Financial clutter can block your progress toward a clear financial path, and the cost can be tremendous if it keeps you from paying bills on time or leaves you vulnerable to identity theft.

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Better Business Bureau

MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
Financial Counseling Association of America

MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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Department of Housing and Urban Development

MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
Council On Accreditation

MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
National Foundation for Credit Counseling

MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.