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I decided to ask for assistance because like everyone, I was tired of collectors calling my house.
Soon just the monthly payments on my credit cards were more than I could afford and the total amount owed when added together was overwhelming. Paying the minimum monthly payments was getting me nowhere. There was no end in sight.
Since completing my debt management program I have found that I can breathe again. Before debt management, my husband and I were so stressed over our inability to pay our bills that it not only affected our credit it affected every part of our lives.
Of all the major purchases people make in their lives, few are more based on emotion than buying a car.
Recently, I attended a women’s empowerment conference and one of the speakers used a profound analogy I found useful in many areas of life. Her example illustrated that people spend too much time on the obstacle and forget to focus on the goal.
The government's debt woes hold valuable financial lessons for consumers.
Most people know that they would/should/could reduce their spending. However, people are discouraged by this idea because they think of it as an "all or nothing" strategy. But in reality, there is a lot of room in between to step-down.
These easy, frugal tips will help college students save money on food
The holiday season is the time we get to kick back, relax, and spoil our kids thoroughly. But when money is tight, you may worry about creating a disappointing holiday for your children. Thankfully, there are plenty of ways to create a memorable holiday on a shoestring budget.
Smoking certainly isnt the only habit that can be costly to your financial well-being, nor is it the only one that can become addictive.
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    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.
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    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
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    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.