MMI Merger History

Over the years, we have strengthened our capacity and expanded our services by merging with regional and national consumer credit counseling service (CCCS) agencies across the country. These mergers not only elevated us to the position of industry leader, but deepened our experience with a legacy that dates back to 1958—when our oldest merger partner was founded.

  • CCCS Gulf Coast – 2000
  • CCCS of Southeast Maryland – 2000*
  • CCCS of Palm Beach and the Treasure Coast of Florida – 2001* 
  • CCCS Southwest (Family Debt Counselors) – 2001
  • CCCS of Greater Chicago – 2001
  • CCCS of Southwest Virginia – 2002
  • CCCS of Lehigh Valley – 2002
  • CCCS of Baton Rouge – 2002
  • CCCS of Greater Denver – 2003
  • CCCS of San Diego – 2003
  • CCCS of the East Bay – 2003
  • CCCS of Maine – 2003
  • CCCS of Central New Jersey – 2003
  • CCCS of South Jersey – 2004
  • CCCS of Mid-Oregon – 2004
  • CCCS of East Tennessee – 2004*
  • CCCS of Jackson – 2004* 
  • CCCS of Southern New England – 2005
  • CCCS of Fort Worth – 2005
  • CCCS of Greater Washington, DC – 2005
  • CCCS of Spokane – 2005
  • CCCS of St. Louis – 2005*
  • CCCS of Seattle (Solutions) – 2005*
  • CCCS of Virginia – 2005* 
  • CCCS of Racine, WI – 2008
  • CCCS of Linn-Benton, OR – 2008
  • CCCS of Greater New Orleans – 2009
  • CCCS of Madison – 2009
  • ByDesign Financial Solutions – 2009* 
  • CCCS of Central Florida and the Florida Gulf Coast – 2009* 
  • CCCS of Central New York – 2011* 
  • CCCS of Alaska – 2012
  • CCCS of Northeastern Indiana (FinancialHope) – 2013
  • CCCS of Greater Atlanta (CredAbility) – 2014*
  • CCCS of Oklahoma – 2015
  • CCCS of Southwest Georgia – 2015
  • CCCS of New Jersey – 2015
  • CCCS of Ventura County (Surepath) – 2016
  • Clearpoint Credit Counseling Solutions – 2016
  • CCCS of Southern Nevada (Financial Guidance Center) – 2017
  • CCCS of Maryland and Delaware (CCCSMD) (formerly Guidewell Financial Solutions) - 2023

*denotes a Clearpoint or CredAbility merger prior to joining MMI

  • Better Business Bureau A+ rating Better Business Bureau
    MMI is proud to have achieved an A+ rating from the Better Business Bureau (BBB), a nonprofit organization focused on promoting and improving marketplace trust. The BBB investigates charges of fraud against both consumers and businesses, sets standards for truthfulness in advertising, and evaluates the trustworthiness of businesses and charities, providing a score from A+ (highest) to F (lowest).
  • Financial Counseling Association of America Financial Counseling Association of America
    MMI is a proud member of the Financial Counseling Association of America (FCAA), a national association representing financial counseling companies that provide consumer credit counseling, housing counseling, student loan counseling, bankruptcy counseling, debt management, and various financial education services.
  • Trustpilot Trustpilot
    MMI is rated as “Excellent” (4.9/5) by reviewers on Trustpilot, a global, online consumer review platform dedicated to openness and transparency. Since 2007, Trustpilot has received over 116 million customer reviews for nearly 500,000 different websites and businesses. See what others are saying about the work we do.
  • Department of Housing and Urban Development - Equal Housing Opportunity Department of Housing and Urban Development
    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
  • Council on Accreditation Council On Accreditation
    MMI is proudly accredited by the Council on Accreditation (COA), an international, independent, nonprofit, human service accrediting organization. COA’s thorough, peer-reviewed accreditation process is designed to ensure that organizations like MMI are providing the highest standard of service and support for clients and employees alike.
  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.