Helene Raynaud

Senior Vice President of Housing Initiatives
Helene Raynaud.

Helene Raynaud is MMI’s Senior Vice President of Housing Initiatives. In this role, she leads the development of new homeownership and financial capability partnerships and programs.

Prior to joining the MMI Team in 2023, Helene was the President and CEO of CCCSMD, a regional credit and housing counseling agency headquartered in Maryland, for eight years. During her tenure, CCCSMD significantly expanded its efforts in providing affordable homeownership opportunities to clients and became a National HUD Intermediary, overseeing a network of HUD-approved housing counseling agencies. From 2005-2015, Helene worked at the National Foundation for Credit Counseling (NFCC) – the leading membership organization for accredited consumer credit counseling agencies. She has expertise in strategic planning, program and partnership development, and fundraising.

Helene recently served as Board Chair of The Maryland Consumer Rights Coalition (Economic Action Maryland), the only Maryland-based organization solely focused on improving the financial rights of working families, and served as Board Treasurer for the Cooperative Processing Resources (CPR), a global provider of counseling software solutions.

In her spare time, Helene enjoys camping and hiking with her two children.

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    MMI is certified by the U.S. Department of Housing and Urban Development (HUD) to provide consumer housing counseling. The mission of HUD is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD provides support services directly and through approved, local agencies like MMI.
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  • National Foundation for Credit Counseling National Foundation for Credit Counseling
    MMI is a longstanding member of the National Foundation for Credit Counseling® (NFCC®), the nation’s largest nonprofit financial counseling organization. Founded in 1951, the NFCC’s mission is to promote financially responsible behavior and help member organizations like MMI deliver the highest-quality financial education and counseling services.